Decades of Experience
Working for you Every Day

Experience and a Modern Approach

Seperium has over 50 years of life insurance and capital markets experience. With Seperium, we provide each client the control over their hard-earned assets while capitalizing on their insurable needs.

Our Team

Jeff Covelli


Tom Covelli


Frankie Jones

Director of Product Design & Modeling

Karin Owens

Senior Advanced Planning Case Manager

Seperium Can Help

Whether you are looking to lower your out-of-pocket payments, increase death benefits, maximize cash flow, or provide flexibility with your insurance portfolio, our experienced professionals are dedicated in giving you the most cost effective solutions to all of your life insurance needs.

11325 N. Community House Road
Suite 635
Charlotte, NC 28277

Call: 704.749.3500

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The content herein, including the discussion of any hypothetical transactions, is for illustrative purposes only and is not to be relied upon to make any investment decisions. It is not an offer to buy or sell securities. Seperium does not and is not providing any tax, legal, or accounting advice. Any person considering entering into any transaction should and is intended to perform its own due diligence. This communication does not, and the contents herein expressly do not, create any contractual, fiduciary or other relationship between Seperium and any other party. These materials and the business methods discussed herein are proprietary to Seperium.