Seperium has over 50 years of life insurance and capital markets experience. With Seperium, we provide each client the control over their hard-earned assets while capitalizing on their insurable needs.
Working with Seperium has been a positive game changer for my business, as well as my personal goals. Interacting with their team of professionals has given me a framework to build on by implementing many of their proprietary strategies. Asset protection, estate planning, business continuation and charitable giving, when using life insurance in an innovative new way, has allowed for maximum upside benefits versus alternative options.No other company I have worked with over the last three decades has ever had this dynamic approach to my overall financial wellbeing.
Barry S.
With our extensive knowledge of insurance products and leveraged financed strategies we provide a professional level of customer service that is tailored specifically to each client.
Seperium introduces an innovative program to purchase Indexed Universal Life (IUL) Insurance policy for less than the cost of a Term Policy. Our Leveraged Planning Solution (LPS) Program is custom tailored to fit the needs of a qualified business or individual borrower.
Millions of Americans make donations of cash and property to the charities of their choice each year. However, while these donations can provide valuable tax deductions, many donors are left wishing that they could do more for the charities that they love and support.
Whether you are looking to lower your out-of-pocket payments, increase death benefits, maximize cash flow, or provide flexibility with your insurance portfolio, our experienced professionals are dedicated in giving you the most cost effective solutions to all of your life insurance needs.
Let's Have a ConversationThe content herein, including the discussion of any hypothetical transactions, is for illustrative purposes only and is not to be relied upon to make any investment decisions. It is not an offer to buy or sell securities. Seperium does not and is not providing any tax, legal, or accounting advice. Any person considering entering into any transaction should and is intended to perform its own due diligence. This communication does not, and the contents herein expressly do not, create any contractual, fiduciary or other relationship between Seperium and any other party. These materials and the business methods discussed herein are proprietary to Seperium.